Tag Archives: pre-existing conditions

More often than not, the first insurance carrier that comes to mind is going to be a big name. This doesn’t necessarily mean that you cannot get a good plan from this carrier, but it does mean that you are not being a comparison shopper. You have to compare prices. When you are looking for affordable coverage, you have to use the same logic that you would use shopping for any product or service. All too often what people will do is go for the first name that comes to mind. If you are in a situation right now where you know that you need health insurance and you are not having it provided by your employer, then you are going to want to begin shopping around. Continue reading →

You cannot go without insurance unless you are prepared to handle a pool of medical debt that you will have to pay off out of your own pocket at all times. Health insurance is a must in life. Will you be able to find $5,000 for that minor outpatient procedure that you need done? Are you going to have $80 to $100 on hand to visit your doctor when you need it. In most cases, people assume that they can’t afford health insurance. Health insurance provides coverage for major medical issues, basic healthcare services, routine preventative care, accidents and injuries, and even certain health screenings and special treatment services. The reality is that you can’t afford to live without it Continue reading →